What the short refinance process entails

You are likely to meet some resistance when attempting a short refinance. It's highly recommended that you don't try to do this with the lender directly as you will almost assuredly be denied. It's not always easy for a lender to forgive debt. In fact, it's never easy. There is a negotiation process that must take place between us and your lender. There is a financial advantage in many cases for lenders to short refi your home, it's just a matter of working with them to make it happen.

How to get a short refinance

Here's a general overview of the short refinance process

• Apply online to begin working with a loss mitigation specialist. Not only will you have our experitse at your disposal, but we'll also be able to look at other options for you if a short refinance doesn't prove viable.
• Download and fill out forms. We already have all the forms you'll need. Your loss mitigation representative will guide you through the forms and what we specifically will need.
• Submit form package and required documents to our office. Once we have your full package, we can begin negotiating with the lender.
• Let us negotiate and secure you a solution for your troubled mortgage. We'll do all the dirty work and use our knowledge and reputation with lenders to make sure you get what you need to be safe and secure in your loan.